Earnings · Low impact

Regional Bank Earnings: Truist and Regions Financial

Oct 16, 2026, Before the US market opens

Two large regional banks report third-quarter results before the open, a read on lending and deposit costs outside Wall Street.

Actual: Regions beat (adjusted EPS $0.73 vs about $0.66); Truist adjusted EPS $1.16 (reported $0.56 after $0.60 of strategic actions)

Regions Financial earned $611 million, or $0.71 a share, $0.73 excluding $15 million of securities losses, against a consensus of about $0.66; revenue of $1.97 billion was slightly below the $1.99 billion expected and net interest margin widened two basis points to 3.68%. Truist reported $0.56 a share, or $1.16 adjusted for the sale of an auto loan book and a securities repositioning, with an adjusted return on tangible common equity of 14.6%.

Unlike the big banks earlier in the week, both stocks rose on a down day: Truist gained 1.07% to $47.07 and Regions 0.51% to $27.45, while JPMorgan rose 1.25% and Wells Fargo 1.35%. The financial-sector ETF (XLF) added 0.45% as the S&P 500 fell 1.09%.